Financial Services
2025-2026 Tuition and Fees
M1 Resident | M1 Nonresident |
$39,313 | $60,712 |
2025-2026 Cost of Attendance
Resident | Nonresident | |
M1 | $71,215 | $92,614 |
M2 | $69,317 | $90,716 |
M3 | $74,284 | $95,683 |
M4 | $70,890 | $92,289 |
Class of 2024 Medical Debt
CCOM average debt | $182,155 |
National average debt | $212,314 |
CCOM median debt | $185,204 |
National median debt | $205,000 |
Borrow Wisely
- Educational loans are a useful tool to pay for college, but you are encouraged to borrow only enough to cover your necessary educational-related expenses.
- Remember that unused loans can be returned to help minimize your student loan debt.
- If Financial Services returns your loans within 120 days of disbursement, the interest on that part of the loan is canceled.
- Live like a college student now so you don't have to in the future!
Spend Wisely
- Create a budget to help control your borrowing.
- Plan for expenses that only come up once or twice a year.
- Keep a cash reserve for emergencies.
- Pay off your credit card balance in full every month.
- Request a copy of your credit report once a year.
- Look and apply for outside scholarships to help reduce your student loan debt.
Options for Loan Repayment, Forgiveness, and Scholarships
- Military programs
- National Health Service Corps scholarships
- National Health Service Corps Students to Serve
- VA Education Debt Reduction Program (EDRP)
- Public Service Loan Forgiveness
- Rural Iowa Primary Care Program/Carver Rural Iowa Scholars Program
Helpful Websites
Association of American Medical Colleges:
Financial Information, Resources, Services, and Tools
Financial Wellness for Medical School and Beyond
Carver College of Medicine:
CCOMmon Cents newsletter
Financial Aid
Grants and Scholarships
Contact
ccom-financialservices@uiowa.edu
319-335-8059
Jeff Emrich, Director of Financial Services
Chris Roling, Assistant Director of Financial Services
Carleen FerroNyalka, Administrative Services Coordinator
Medical Student Counseling Center
The Medical Student Counseling Center (MSCC) offers free and confidential services to medical and physical assistant students. MSCC therapists provide the following services to support and enhance student well-being and success.
Personal Counseling
- Individual counseling
- Couples and group counseling
- Mental health screenings
- Consultation and referral to appropriate resources
- Collaboration with designated providers for psychiatric/medication evaluations and follow-up care
Career Support
- Programs on exploring career interests and values, choosing a specialty, and applying for residency
- Contact information on faculty advisors in different specialties
- Career Life Planning elective course
Disability Services
- Reasonable accommodation request and implementation support for students with disabilities in both the didactic and clinical environment
- Referral for disability-related assessment
- Support for students requesting exam accommodations for USMLE Step Exams
Academic Support
- Free tutor groups for nearly every course
- Assistance with time management, study skills, and test-taking strategies
- Academic counseling to assist in making educational and life decisions
- Assistance with communicating with instructors
- Guide Groups to prepare for USMLE Step 1 exam
Outreach and Prevention Programs
- Skill-building workshops on a variety of well-being and mental health topics such as, stress management, relaxation techniques, nutritious eating, sleep, imposture syndrome, and perfectionism
- Suicide prevention initiatives
- Initiatives to reduce risky use of alcohol and drugs
- Monthly well-being tips
- Workshops and presentations to student groups and organizations

Contact
Kelly Clougher, Phd, Director
kelly-clougher@uiowa.edu
2181 Medical Education Research Facility (MERF)
Monday–Friday, 8 a.m. to 5 p.m.
Students can schedule an appointment by calling 319-335-8056 or visiting the center in 2181 MERF.
Office of Education Support
The Carver College of Medicine shares the University's commitment to equal access, and consistent with its academic mission and standards, strives to achieve excellence through comprehensive education and skill development. We empower future health care professionals to excel in their careers while meeting the needs of their communities.
The Office of Education Support provides programming and opportunities that enhance students' professional development. We encourage participation from all students enrolled in the Carver College of Medicine in our activities and strive to create a welcoming and inclusive culture across the enterprise by being mindful of all aspects of human difference. We build community among learners and prepare students to serve patient populations from every background and experience.
How We Support Students
- Welcome and community-building events
- Mentoring programs featuring faculty, researchers, and residents
- Sponsor student organizations' programs and events
- Programming for pre-medical, medical, and PhD students
- Career coaching and professional development activities
- Pathway programs
- Summer research opportunities

Contact

Joyce Goins-Fernandez, PhD
Student Organizations
Asian Pacific American Medical Student Association
- National organization led by medical and pre-medical students
- Addresses unique health challenges of Asian and Pacific Islander American communities
- Regular meetings with guest speakers
Association of Multicultural Scientists
- Graduate student and post-doctoral run organization
- Promotes diversity within the biomedical community
- Biweekly coffee breaks
- Raises awareness and provides education regarding issues affecting LGBTQ+ patients
- Student and public-facing outreach events
- Social support network for students
Latino Medical Student Association
- Addresses the health needs of the Latinx community
- Creates an environment for recruitment and academic support
- Local, regional, and national meetings and conferences
Minority Association of Pre-Health Students
- Supports undergraduate students who are interested in pursuing health professional careers
- Mentorship, programming, and community service
- Physician shadowing opportunity
Mixed-Race in Medicine
- Comprised of students and faculty interested in mixed-race topics
- Increases awareness on mixed-race experiences and offers a network
- Meetings with guest speakers and discussion panels
Student National Medical Association
- Oldest and largest organization founded to support Black medical students
- Supports people of color and underserved communities
- Local, regional, and national meetings and conferences
White Coats for Black Lives
- National organization led by medical students
- Promotes real change in our communities and fights for racial justice within medical education and medical care
- Acknowledges and addresses systems affected by racism as a public health crisis